Privacy Policy

Effective Date: January 1, 2026
Last Updated: July 13, 2026

This Privacy Policy explains how WBNR Inc. (“WBNR,” “we,” “our,” or “us”) collects, uses, discloses, and protects personal information when you:

  • Visit wbnr.co;

  • Click on or interact with one of our advertisements;

  • Submit a form;

  • Register for or attend a webinar we produce; or

  • Otherwise communicate or engage with our services.

WBNR is a business-to-business webinar production company serving licensed mortgage professionals in Canada. Our direct services are offered to business clients. Webinars that we produce for mortgage professionals may be directed to adult consumers. Our services are not directed to children.

1. Who We Are

WBNR Inc.
915–500 Wilson Street
North York, Ontario
M3H 0E5, Canada

Privacy Contact: privacy@wbnr.co
Privacy Officer: Arian Beyzaei, Founder

2. What We Collect

We collect only the information reasonably necessary to operate our business and provide our services.

Information You Give Us

This may include your:

  • Name;

  • Business or brokerage name;

  • Professional title;

  • Regulatory licence number, if you choose to provide it;

  • Email address;

  • Mobile or telephone number;

  • Mailing address;

  • Social-media profiles; and

  • Information you submit through messages, forms, surveys, or other communications.

Information From Advertisements and Lead Forms

When you click on a Meta, Facebook, Instagram, Google, LinkedIn, TikTok, or other lead advertisement and submit an in-platform form, the applicable platform sends us the information you authorize. This will typically include your name, email address, telephone number, and responses to any custom questions.

Information From Webinars

When you register for or attend a webinar that we produce, we and the broker or organization hosting the webinar may receive:

  • Your registration details;

  • Attendance information;

  • Poll responses;

  • Questions submitted through Q&A;

  • Survey or feedback responses; and

  • Other information you voluntarily provide during the webinar.

Information Collected Automatically

We may automatically collect information such as:

  • Your IP address;

  • Browser and device information;

  • Pages viewed;

  • Links clicked;

  • Referring URLs;

  • Advertising and conversion events; and

  • Similar website-usage information.

This information may be collected through cookies, pixels, analytics tools, and similar technologies.

Information From Public Sources

We may collect publicly available professional information from sources such as:

  • Provincial regulator registries, including FSRA, RECA, and BCFSA;

  • Brokerage and company websites;

  • Professional directories;

  • Industry publications; and

  • Publicly available social-media profiles.

We use this information for legitimate business-to-business prospecting, market research, and professional outreach.

We do not request sensitive information such as Social Insurance Numbers, government identification documents, banking credentials, or financial account numbers. If you send this information to us without being asked, we will take reasonable steps to delete it.

3. How We Use Personal Information

We may use personal information to:

  • Respond to inquiries;

  • Evaluate prospective client relationships;

  • Onboard clients and deliver our services;

  • Produce, host, and promote webinars on behalf of our broker clients;

  • Process webinar registrations and attendance;

  • Communicate important event information and reminders;

  • Run paid advertising campaigns through Meta, Google, LinkedIn, YouTube, TikTok, and other platforms;

  • Send commercial communications about our services where we have consent or another lawful basis under CASL;

  • Operate and improve our website, funnels, advertisements, webinars, and offers;

  • Measure campaign performance and attribute conversions;

  • Prevent fraud, abuse, and security incidents;

  • Comply with applicable laws and regulatory obligations; and

  • Establish, exercise, or defend legal claims.

4. Who We Share Personal Information With

We share personal information only as reasonably necessary for the purposes described in this Privacy Policy.

Our Broker Clients

When you register for a webinar that we produce on behalf of a mortgage broker, brokerage, or other client, your registration and participation information may be provided to that client.

That client may use your information to:

  • Administer the webinar;

  • Respond to your questions;

  • Provide information you requested;

  • Follow up regarding the webinar topic; and

  • Communicate with you in accordance with its own privacy practices and applicable law.

The broker, brokerage, or organization becomes responsible for its own collection, use, retention, and disclosure of your information.

Our Service Providers

We may use service providers that process personal information on our behalf, including:

  • Zoom — United States: webinar hosting;

  • GoHighLevel — United States: customer relationship management and marketing automation;

  • Pipedrive — Estonia and the European Union: sales customer relationship management;

  • Make.com — Czech Republic and the European Union: workflow automation;

  • Google Workspace — United States: email, document storage, and collaboration;

  • Meta, Google, LinkedIn, YouTube, and TikTok — primarily United States: advertising, analytics, and conversion measurement; and

  • Stripe — United States and other jurisdictions: payment processing.

We require our service providers to process personal information only for authorized purposes and to maintain appropriate contractual, administrative, and technical safeguards.

Authorities and Professional Advisors

We may disclose information:

  • When required by law, regulation, subpoena, court order, or lawful government request;

  • To protect our legal rights, property, clients, or users;

  • To investigate suspected fraud, abuse, or security incidents; or

  • To lawyers, accountants, insurers, and other professional advisors who are subject to confidentiality obligations.

Business Transactions

Personal information may be transferred as part of a proposed or completed sale, merger, financing, restructuring, acquisition, or transfer of WBNR or any portion of its business or assets, subject to appropriate confidentiality protections.

No Sale of Personal Information

We do not sell personal information.

Our use of the Meta Pixel, Google advertising tags, and similar tools may be considered a “sale” or “sharing” under the California Privacy Rights Act. California residents may request to opt out as described in Section 9.

No Mobile Information Sharing

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

All the above categories exclude text-messaging originator opt-in data and consent. This information will not be shared with any third parties.

5. Cross-Border Transfers

WBNR is based in Ontario, Canada. Some of our service providers store or process personal information in the United States, the European Union, or other jurisdictions.

When personal information is processed outside Canada, it may be subject to the laws of the jurisdiction in which it is stored or processed and may be accessible to courts, law-enforcement agencies, national-security authorities, or other government bodies in accordance with local law.

WBNR remains responsible for personal information transferred to service providers for processing and uses contractual and other safeguards appropriate to the circumstances.

6. Cookies, Pixels, and Tracking Technologies

We use cookies, pixels, analytics tools, and similar technologies to:

  • Keep our website functional;

  • Remember preferences;

  • Measure website traffic and engagement;

  • Understand how visitors use our website;

  • Attribute webinar registrations and other conversions;

  • Improve our advertising campaigns; and

  • Deliver or measure personalized advertising.

Meta Pixel

Our website may use the Meta Pixel and Meta Conversions API.

These tools may send Meta information about your visit, including:

  • Your IP address;

  • Browser and device information;

  • Page URLs;

  • Advertising identifiers; and

  • Conversion events, such as submitting a form or registering for a webinar.

Some event information may be hashed before transmission. Meta’s processing of this information is governed by Meta’s own privacy policies and terms.

Your Choices

You may manage non-essential cookies through the cookie banner presented on your first visit or through your browser settings.

You can also manage personalized advertising through:

  • Meta Ad Preferences;

  • Google Ad Settings; and

  • YourAdChoices Canada.

Where technically supported and legally required, we recognize Global Privacy Control signals from California residents.

Disabling cookies or tracking technologies may affect certain website features or our ability to measure campaign performance.

7. Email and SMS Communications

CASL Compliance

We send commercial electronic messages only when:

  • You have provided express consent;

  • We have a valid basis for implied consent under CASL;

  • The communication falls within an applicable CASL exemption; or

  • The message is otherwise permitted by law.

Submitting a general form, providing a mobile number, or registering for a webinar does not automatically constitute consent to unrelated marketing communications unless the applicable form or registration process clearly explains what communications you are agreeing to receive.

Every commercial email or text message we send will:

  • Identify WBNR or the organization on whose behalf the message is being sent;

  • Include valid contact information; and

  • Provide a clear and functioning method of unsubscribing.

You can unsubscribe at any time by:

  • Clicking the unsubscribe link in an email;

  • Replying STOP to an SMS message; or

  • Emailing privacy@wbnr.co.

We process unsubscribe requests without charge and within the time required by applicable law.

Agreement to Receive Text Messages

By providing your mobile number and selecting an applicable consent checkbox, submitting a form that clearly requests SMS consent, or otherwise expressly opting in, you agree that WBNR Inc. may send you periodic SMS or MMS messages.

These messages may contain:

  • Webinar registration confirmations;

  • Event reminders;

  • Schedule or attendance information;

  • Important service updates;

  • Educational content;

  • Follow-up information;

  • Offers, promotions, deals, or specials; and

  • Other information related to WBNR’s services or the webinar for which you registered.

The following conditions apply:

  • You may receive up to four messages per month, although message frequency may vary based on your interactions, registrations, and requested services.

  • You may unsubscribe at any time by replying STOP to the number from which you received the message.

  • After submitting a STOP request, you may receive one final message confirming that your opt-out request has been processed.

  • For assistance, reply HELP to the number from which you received the message or contact privacy@wbnr.co.

  • Message and data rates may apply.

  • Consent to receive marketing text messages is not a condition of purchasing goods or services from WBNR.

  • For recipients in the United States, participating carriers may include AT&T, T-Mobile®, Verizon Wireless, Sprint, Boost Mobile, U.S. Cellular®, MetroPCS®, InterOp, Cellcom, C Spire Wireless, Cricket Wireless, Virgin Mobile, and others.

  • T-Mobile is not liable for delayed or undelivered messages.

  • Carrier participation, availability, and delivery are not guaranteed and may vary by location and service provider.

  • You agree to notify us if your mobile number changes or is reassigned and to update any applicable account or registration information.

  • Information obtained in connection with our SMS service may include your mobile number, carrier name, consent information, and the date, time, and content of messages you send or receive, together with any other information you provide.

  • We may use this information to communicate with you, administer the messaging service, provide requested services, maintain consent and opt-out records, address support requests, and comply with applicable law.

  • By subscribing to or using the SMS service, you acknowledge that WBNR may modify, suspend, or terminate the service at any time, with or without advance notice, subject to applicable law.

Questions about our SMS program may be directed to:

WBNR Inc.
Email: privacy@wbnr.co

Will I Be Charged for the Text Messages I Receive?

WBNR will not charge you directly for text messages you receive from us.

However, standard message, data, roaming, or other charges may be imposed by your mobile service provider depending on your wireless plan. Please contact your wireless provider if you have questions about your text-message or data plan.

8. How Long We Retain Personal Information

We retain personal information only for as long as reasonably necessary for the purposes for which it was collected and to meet legal, accounting, contractual, security, and compliance obligations.

Our general retention periods are:

  • Active client records: for the duration of the engagement and generally for seven years afterward;

  • Prospective-client and webinar-registrant records: generally for up to 24 months after the person’s last meaningful engagement, unless a longer period is permitted or required;

  • Financial and tax records: generally for seven years;

  • Marketing-consent and unsubscribe records: generally for at least three years after the applicable consent, message, or unsubscribe request, whichever is later; and

  • Legal or security records: for as long as reasonably necessary to investigate an incident or establish, exercise, or defend legal rights.

After the applicable retention period, we securely delete, destroy, or anonymize the information unless continued retention is required or permitted by law.

9. Your Privacy Rights

Your rights may vary depending on where you live and which laws apply.

Canadian Residents

Subject to applicable exceptions, Canadian residents may request:

  • Access to personal information WBNR holds about them;

  • Correction of inaccurate or incomplete information;

  • Information about how their personal information has been used or disclosed; and

  • Withdrawal of consent, subject to legal, contractual, and operational limitations.

Canadian residents may also file a complaint with the Office of the Privacy Commissioner of Canada.

Quebec Residents

Quebec residents may have additional rights under Quebec privacy law, including, where applicable:

  • Data portability;

  • Information about automated decision-making;

  • Correction or deletion of information;

  • Withdrawal of consent; and

  • The right to submit a complaint to the Commission d’accès à l’information du Québec.

Arian Beyzaei, WBNR’s Privacy Officer, is the person responsible for the protection of personal information within WBNR.

California Residents

Subject to applicable thresholds, limitations, and exceptions, California residents may have the right to:

  • Know what personal information is collected, used, disclosed, sold, or shared;

  • Request access to specific pieces of personal information;

  • Request deletion;

  • Request correction;

  • Opt out of the sale or sharing of personal information; and

  • Exercise their privacy rights without discriminatory treatment.

To submit a California privacy request, email privacy@wbnr.co with the subject line “California Privacy Request.”

European Union and United Kingdom Residents

Where the General Data Protection Regulation or United Kingdom GDPR applies, you may have rights including:

  • Access;

  • Rectification;

  • Erasure;

  • Restriction of processing;

  • Data portability;

  • Objection to certain processing;

  • Withdrawal of consent; and

  • The right to complain to an applicable supervisory authority.

Submitting a Request

To exercise an applicable privacy right, email privacy@wbnr.co.

We may need to verify your identity before processing a request. We will respond within the period required by applicable law, which may vary based on your jurisdiction and the type of request.

10. Security

We use commercially reasonable administrative, technical, and physical safeguards designed to protect personal information.

These safeguards may include:

  • TLS encryption for information transmitted through our website;

  • Role-based access controls;

  • Multi-factor authentication for administrator accounts;

  • Password and account-security controls;

  • Restricted access to client and registrant information;

  • Vendor and service-provider reviews; and

  • Contractual protections with service providers where appropriate.

No method of electronic transmission or storage is completely secure. We cannot guarantee absolute security, and information is transmitted to us at your own risk.

If a privacy breach creates a real risk of significant harm under PIPEDA or triggers another legal notification requirement, we will notify affected individuals and the appropriate regulatory authorities as required by law.

11. Children

Our services are intended for adults and businesses.

We do not knowingly collect personal information from anyone under:

  • 14 years of age in Quebec; or

  • 13 years of age in the United States.

If we learn that we have collected personal information from a child without appropriate authorization, we will take reasonable steps to delete it.

12. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes to:

  • Our business;

  • Our technology or service providers;

  • Our privacy practices; or

  • Applicable legal and regulatory requirements.

The Last Updated date at the top of this Policy identifies the most recent revision.

Material changes may be communicated through a prominent notice on our website or by email to active clients where appropriate.

13. Governing Law

This Privacy Policy is governed by the laws of the Province of Ontario and the federal laws of Canada applicable in Ontario.

Mandatory privacy laws applicable to individuals in other jurisdictions, including Quebec privacy law, the California Consumer Privacy Act and California Privacy Rights Act, the European Union GDPR, and the United Kingdom GDPR, will continue to apply where required.

14. Contact Us

For privacy questions, complaints, requests, or concerns, contact:

WBNR Inc.
Attention: Arian Beyzaei, Privacy Officer and Founder
915–500 Wilson Street
North York, Ontario
M3H 0E5, Canada

Email: privacy@wbnr.co

We will acknowledge privacy inquiries within five business days and will provide a substantive response within the period required by applicable law.

If you are not satisfied with our response, you may contact:

  • The Office of the Privacy Commissioner of Canada; or

  • The Commission d’accès à l’information du Québec, if you are located in Quebec.